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To help you make the cost of improving your home more affordable, we’re pleased to offer interest free payment options. Using a payment plan is an easy way to spread the cost of our services over time. All you need to do is pay an initial deposit (optional) and the remaining balance is then paid off through convenient fortnightly installments.

MHI Group offers you interest free* finance allowing you to buy your new project immediately while paying for it over time – interest free*.


1. Fill out the form opposite or call us on (07) 3808 0700 so we can talk to you about arranging for a free measure and quote appointment.
2. Once you have received your quotation and are happy to proceed we will take you through the application process with HSBC to apply for your interest free* finance.
3. Please ensure you have photographic government approved identification with you to ensure we can finalise your application e.g. your current driver’s licence or passport.
4. If approved, you will receive an approval via phone call or an email notification and you can start celebrating!

HSBC Credit Card Features

Interest-free* on promotional purchases at selected outlets. Reverts to the cash advance rate.

Competitive $79 annual fee for purchases from $500 to $50,000.
Minimum purchase from $500.
No early repayment fees on your promotional purchase.
Terms and conditions apply.

6 Months Interest Free*
*Minimum Purchase $500 For Retail Purchases
12 Months Interest Free*

*Minimum Purchase $500 For Retail Purchases
24 Months Interest Free*
*Minimum Purchase $2000 For DIY Outback Patios or Garages
5 Years (60 Months) Interest Free*
*Minimum Purchase $2000 For Retail Purchases


Frequently Asked Questions

How does interest free* work?

Interest-free* means you will not pay any interest on the promotional purchase you made with MHI during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card will incur interest charges. Upon expiry of your interest free* period, any remaining balance will revert back to the cash advance rate of 25.99% p.a

What does interest-free* payment deferred mean?

As well as having the advantage of not being charged any interest on your promotional purchase for the specified promotional period, you don’t need to make any repayments towards that purchase for the deferred period of the promotional purchase. Some retailers call this, ‘Buy now, Pay later’. Payments will be required once the payment deferred term has expired. Other transactions including fees and charges will require the minimum monthly repayment amount set out in your credit card statement.

Can I make other interest-free* purchases with my card?

Yes, you can use your card to make additional interest-free* purchases in-store up to your available credit limit. Simply bring your HSBC Visa Card in-store and ask the attendant to process an ‘Add-on’.

What is the minimum monthly repayment?

Unless your payments are deferred, the minimum monthly repayment is the higher of $20 or 3%of the outstanding balance at the time your credit card statement is issued. You must pay at least the minimum repayment set out in each statement on or before the due date. This is the date HSBC should receive your payment. You should allow sufficient time for payments to be received and processed by us before the due date.

Terms And Conditions

*Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, which is currently 25.99% p.a, and is subject to change. See in-store for details. Unless repayments are deferred for a specified period as part of the promotional offer, monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $2000 for 18, 24 and 60 month offers. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian credit licence 232595.

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